APWU Health Plan http://www.apwuhp.com	2008
	A fee-for-service plan (high option) and a consumer driven health plan with preferred provider organizations

Please read the following FIRST :

OPM Privacy Notice

Introduction

Index

Sponsored and administered by: American Postal Workers Union, AFL-CIO

Who may enroll in this Plan: All Federal and Postal Service employees and annuitants who are eligible to enroll in the FEHB Program may become members of this Plan. To enroll, you must be, or must become, a member or associate member of the American Postal Workers Union, AFL-CIO.

To become a member or associate member: All active Postal Service APWU bargaining unit employees must be, or must become, dues-paying members of the APWU, to be eligible to enroll in the Health Plan. All Federal employees, other Postal Service employees in non-APWU bargaining units, and annuitants will automatically become associate members of APWU upon enrollment in the APWU Health Plan.

Membership dues: Associate members will be billed by the APWU Health Plan for the $35 annual membership fee, except where exempt by law. APWU will bill new associate members for the annual dues when it receives notice of enrollment. APWU will also bill continuing associate members for the annual membership. Active and retiree non-associate APWU membership dues vary.

Enrollment codes for this Plan: 471 High Option - Self Only 472 High Option - Self and Family 474 Consumer Driven Option (CDHP) - Self Only 475 Consumer Driven Option (CDHP) - Self and Family Special Notice: There is a new premium rate for American Postal Workers Union members and Nurses bargaining unit employees enrolling in the Consumer Driven Option. APWU Member rates apply only to APWU members and Nurse bargaining unit employees who are active postal employees. Please refer to rate page for eligibility in the new premium structure.

CareAllies (Intracorp) is accredited by URAC for Health Utilization Management and Case Management. ValueOptions is accredited by URAC for Health Utilization Management and by NCQA for Managed Behavioral HealthCare Organizations. CIGNA is accredited by URAC and NCQA for Disease Management. IntelliCare is accredited by URAC as a Health Call Center. PHCS is accredited by URAC for Health Network with Credentialing and certified by NCQA for Credentialing. See the 2008 Guide for more information about accreditation.