The dates for postal and federal employee health benefits enrollment Open Season are from the Monday of the second full work week in November through the Monday of the second full work week in December.

How to enroll

Please take our eligibility check to learn if you are eligible to enroll in an APWU Health Plan. Or, view enrollment instructions based on your employment status.

Choose from two solid plans

APWU Health Plan has been serving America’s postal and federal workers and retirees for more than 60 years. We offer two distinct plans:

High Option

The High Option is a premier plan in the Federal Employees Health Benefits (FEHB) Program.

Plan highlights

  • $25 copay for office visits, including specialists
  • $15 copay for virtual visits with Amwell
  • $30 copay for all urgent care centers
  • $10 copay for Tier 1 drugs
  • $450 deductible for Self or $800 for Self Plus One and Self and Family, in network
  • Routine dental coverage
  • Diabetes medications available through mail-order: $0 copay for generic oral medication, formulary blood glucose test strips and lancets (used to reduce blood sugar)
  • $25 copay for a 30-day supply of certain insulin and non-insulin drugs to treat diabetes
  • Cancer Centers of Excellence paid at 95%
  • Discount vision program
  • Extra dental discount when you complete a Health Risk Assessment
  • Hearing aid benefit

Get to know the High Option

Download more information about the High Option

Consumer Driven Option

The Consumer Driven Option is a proactive alternative to conventional healthcare that can save you money.

Plan highlights

  • In January, the Health Plan funds a Personal Care Account (PCA) members can use for covered medical services. Members are covered at 100% until the PCA is exhausted. The Plan funds the PCA at $1,200 for Self Only and $2,400 for Self Plus One and Self and Family.
  • Automatically receive a $25 wellness incentive—added to your PCA—when you or a covered family member completes an annual physical exam.
  • No upfront deductible, coinsurance or copay until your PCA is exhausted.
  • Cancer Centers of Excellence paid at 90%.
  • Dental and vision coverage is available under your Personal Care Account.

Get to know the Consumer Driven Option

Download more information about the Consumer Driven Option