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- Am I Eligible?
FOR ALL
FEDERAL WORKERS
AND RETIREESAll federal and postal employees and retirees who are eligible to enroll in the FEHB Program may become members of APWU Health Plan.
Check Eligibility- ELIGIBILITY CHECK
- Become a Member
-
SHOPPING FOR A PLAN?
START HERE.APWU Health Plan is a National Preferred Provider Organization (PPO) offering both a fee-for-service High Option Health Plan and a Consumer Driven Option Health Plan. We have been proudly serving America's workforce since 1960.
Compare Plan Options See Premiums See Provider Networks See 2021 Federal Brochure Medicare Advantage Info Sessions Medicare Advantage - HIGH OPTION
- CONSUMER DRIVEN OPTION
- CONVERSION OPTION
-
- Enroll
KEY ENROLLMENT
DATESNew members can enroll during Open Season in the fall, or within 60 days of new employment, or for a qualifying life event.
How to Enroll- ENROLLMENT FACTS
- HOW TO ENROLL
- Healthy Living
TIPS AND TOOLS FOR
A HEALTHIER YOUFind health and wellness information
and tips for getting the most out of
your benefits.- HEALTH NEWS
- Already a Member
APWU HEALTH
PLAN IS PROUD
TO SERVE YOU.YOU CAN CONTACT US AT
1-800-222-APWU (2798)
1-800-622-2511 (TDD)
8:30 am – 6:30 pm ET
Monday - Friday- FOR HIGH OPTION MEMBERS
- FOR CONSUMER DRIVEN
OPTION MEMBERS - FOR ALL MEMBERS
- Change Your Address
- Order Claim Forms
- Form 1095-B
- Conversion Option
- Health Risk Assessments
- Drug Interaction Checker
- Medical Encyclopedia
- Symptom Checker
- HIPAA Privacy Forms
- Notice of Privacy Practices
- Advance Directives
- Complaints and Grievances
- Member Rights and Responsibilities Statement
- Cigna Behavioral Health
- Healthier at Home
- APW-ABA
- FSA Feds
- OPM.gov
- PostalEase
- NAIC.org
If you are going to retire sometime in the next year, now is a good time to start learning about Medicare. This is also a good time to learn more about how, as a member, your APWU Consumer Driven Option Plan works with Medicare.
Medicare Basics
Medicare is a federal insurance program for people 65 and older. Medicare is made up of four “parts.” Each part helps pay for certain services and also includes certain costs you may need to pay. Here is a simplified overview of Parts A, B, C and D and the purpose of each.
 Basic Medicare Coverage – also called Original Medicare |
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| Allows you to go to any doctor, hospital, skilled nursing facility or outpatient clinic that accepts Medicare. |
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Covers mostly inpatient care:
Most federal employees and retirees are entitled to premium-free Part A. |
Covers mostly outpatient care:
You pay a premium every month and must meet a deductible. You will also need to pay a percentage for most doctor services. This is usually 20%. |
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You can add these if you want |
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Medicare-approved private health plans that have contracts with Medicare. Usually, you must use certain providers. Covers:
Varies with each plan. |
Prescription drug coverage. You must join a plan approved by Medicare Covers:
You will pay a monthly premium, and must meet a deductible. You will also need to pay either a set amount per prescription (copayment) or a percentage of the cost (coinsurance). |
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The good news: As an APWU Health Plan member, there is no need for you to enroll in Medicare Part C. |
The good news: As an APWU Health Plan member, there is no need for you to enroll in Medicare Part D. |
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More for members about Medicare and APWU Health Plan
