Health Plans for the Federal Employees Health Benefits (FEHB) Program
APWU Health Plan welcomes employees and retirees from all branches of the U.S. federal government. You can depend on an organization that has offered comprehensive coverage at an affordable price since 1960.
What are my health plan options?
APWU Health Plan offers a fee-for-service High Option and a Consumer Driven Option paired with a Personal Care Account.
High Option
Low copays, low deductibles, and a vast network of providers
Consumer Driven Option
Low premiums, an expansive UHC national network, and greater control
Health plan for postal support employee (PSE)
Nationwide provider
network
100% coverage for many in-network services
100% coverage for in-network preventive care
Personal Care
Account (PCA)
Account (PCA)
Wellness
incentives
incentives
Preferred drug
coverage
coverage
Eligible for
Medicare Advantage
Medicare Advantage
Low deductible &
low copays
low copays
Eligible for Medicare Part D prescription drug plan (PDP)
Free lab
tests
tests
Free accidental
injury coverage
Low premiums
For more details on each plan, select an option
For a detailed comparison of all benefits,
Eligibility and enrollment
All FEHB-eligible federal employees and retirees are eligible to enroll.
You don’t need to work for the U.S. Postal Service to enroll in APWU Health Plan. As part of enrollment, you will become an associate member of the American Postal Workers Union and be billed a $35 fee.
Enroll in your FEHB health plan
As a federal employee, there are two times you can enroll in APWU Health Plan:
- Enroll during Open Season, from the Monday of the second full work week in November through the Monday of the second full work week in December.
- Enroll outside of Open Season. New employees, employees who are newly eligible, and those who have a qualifying life event (QLE)—such as marriage, divorce, or birth—may enroll within 60 days of becoming eligible or within 60 days of the QLE.
Need help finding a health plan that’s right for you?
Download and access Health Plan resources
