High Option for federal employees
Choose a health plan that offers low copays, affordable deductibles, and a nationwide UnitedHealthcare network.
High Option highlights
With low copays and low deductibles, the High Option is a premier plan in the Federal Employee Health Benefits (FEHB) Program.
100% coverage for in-network care
- Preventive care and screenings
- Mammograms:
- Age 35–39, one during this five-year period
- Age 40–64, one every calendar year
- Age 65 and older, one every two consecutive calendar years
- Maternity care and support
- Accidental injury outpatient services within 72 hours
- Lab tests (covered blood work performed at LabCorp and Quest Diagnostics)
- Tobacco cessation program
- Visits to a registered dietician/nutritionist
$450 in-network deductible for Self or $800 in-network deductible for Self Plus One or Self & Family.
$25 copay for office visits, including specialists.
$30 copay for all urgent care centers.
$10 copay for Tier 1 drugs.
Find out if the High Option is right for you:
Watch our High Option explainer video
High Option premiums
NEW for 2025: Your first two Teladoc Virtual Visits are free
Premiums
These are projections. Confirm your final premiums with Shared Services or your agency representative.
Premiums for Tribal employees are shown under the monthly premium rate column. The amount shown is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates.
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