ARE YOU AN APWU BARGAINING UNIT EMPLOYEE?

Your Consumer Driven Option plan features a Personal Care Account (PCA)

Every member who enrolls in the APWU Health Plan Consumer Driven Option (CDHP) receives a Personal Care Account. Each year, the Plan adds to your account:

$1,200 per year for Self Only enrollment
or
$2,400 per year for Self Plus One and Self and Family enrollment

Your PCA covers all eligible expenses at 100%. For example, if you are ill and go to a network doctor for a $60 visit, the doctor will submit your claim and the cost of the visit will be deducted automatically from your PCA. You pay nothing.

And the best news? In-network preventive care covered under CDHP Section 5 does not count against your PCA.

Example

Balance in PCA (Self Only) $1,200
Minus the cost of your visit - 60
Balance remaining in PCA $1,140

Notes

  • See pages 83-85 of the 2023 federal brochure.

You control your PCA

If you do not want your PCA to automatically pay your medical claims:

  1. Log onto myuhc.com
  2. Select Claims and Accounts
  3. Select Health Reimbursement Account
  4. Select Automatic Payment
  5. Select Change Automatic Payment Settings

Note

Your pharmacy claims will always be paid automatically by your PCA.