Health insurance plans for federal and postal employees
APWU Health Plan covers postal workers and retirees eligible for the new Postal Service Health Benefits (PSHB) Program and federal employees and retirees eligible for the Federal Employees Health Benefits (FEHB) Program.
Postal health plans
Federal health plans
Benefits at a glance
APWU Health Plan offers two smart plans to consider. Explore benefits and coverage side-by-side for Consumer Driven Option and High Option.
Member resources
2025 postal brochure
Download the APWU Health Plan PSHB brochure to learn details about coverage and services covered under our postal health plans, as well as exclusions and limitations.
2025 federal brochure
Download the APWU Health Plan FEHB brochure to learn details about coverage and services covered under our federal health plans, as well as exclusions and limitations.
Notice of Accreditation and Certification
APWU Health Plan has requested a survey to evaluate the organization’s compliance with AAAHC standards and determine if FEHB accreditation should be retained.
High Option prescription calculator
Express Scripts manages prescription drug benefits for High Option members. Calculate the cost of medication ahead of time with the cost calculator tool.
Consumer Driven Option prescription calculator
OptumRx manages prescription drug benefits for Consumer Driven Option members. Calculate the cost of medication ahead of time with the cost calculator tool.
Medicare coverage
Find out how APWU Health Plan works with Medicare to cover you in retirement.
Infertility medical policy
Download your APWU Health Plan infertility diagnosis, treatment, and fertility preservation medical policy.
Bariatric surgery medical policy
Gender dysphoria treatment policy
Download the gender dysphoria treatment medical policy for members of APWU Health Plan.
More resources
Order claim forms
Infertility Medical Policy
Bariatric Surgery Medical Policy
Gender Dysphoria Treatment Policy
Member news
Explore our health plans
Postal Health Plans
Explore plans for eligible postal employees, families, and retirees under the PSHB Program
Federal Health Plans
Explore plans for eligible federal employees, families, and retirees under the FEHB Program
Health plan frequently asked questions
From our members
Members love APWU Health Plan