Health plans for the Postal Service Health Benefits (PSHB) Program
What are my health plan options?
APWU Health Plan offers a fee-for-service High Option and a Consumer Driven Option paired with a Personal Care Account.
High Option
Low copays, low deductibles, and a vast network of providers
Consumer Driven Option
Low premiums, an expansive UHC national network, and greater control
Health plan for postal support employee (PSE)
Nationwide provider
network
Account (PCA)
incentives
coverage
Medicare Advantage
low copays
tests
Low premiums
For more details on each plan, select an option
For a detailed comparison of all benefits,
Eligibility and enrollment
Most postal employees and retirees are eligible to enroll in and become members of APWU Health Plan.
Postal Service employees in the APWU bargaining unit must become dues-paying members of the APWU, except where exempt by law. The union will bill you directly after you enroll in your health plan.
Are you outside of the bargaining unit?
USPS employees in non-APWU bargaining units—including letter carriers, mail handlers, and rural carriers—may enroll in APWU Health Plan by becoming an associate member of the union for only $35.
Ready to enroll?
If you are newly hired and need to enroll in health insurance, or if you experience a qualifying life event (QLE)—such as marriage, birth of a child, or loss of other coverage—you can make changes outside of Open Season.
Enroll online
To enroll as a new career employee, visit the Health Benefits Enrollment Center.
Enroll by mail
Complete the Employee Health Benefits Election Form (standard form 2809) to enroll.
Send the form to:
USPS / HRSSC BENEFITS
PO BOX 970400
GREENSBORO NC 27497-0400
Enroll by fax
Fax the form to 1-202-268-0359.
Enrollment support
If you have questions or need help, contact the Human Resources Shared Service Center (HRSSC):
Call 1-877-477-3273
Select option 5 for benefits
The APWU has negotiated for non-career PSEs to have access to the PSHB Program.
As a PSE, when you enroll in the Consumer Driven Option, the USPS pays up to 75% of your premium. With other plans, you’re responsible for paying 100% of the premium.
Ready to enroll?
If you are newly hired and need to enroll in health insurance, or if you experience a qualifying life event (QLE)—such as marriage, birth of a child, or loss of other coverage—you can make changes outside of Open Season.
Enroll online
Enroll in the Consumer Driven Option as a PSE with more than one year of service:
Health Benefits Enrollment Center
PSEs with less than a year of service can enroll in the USPS non-career plan:
Enroll by mail
Complete standard form 2809 to enroll in the Consumer Driven Option as a PSE with more than one year of service:
Employee Health Benefits Election Form
Complete the forms to enroll in the USPS non-career plan as a PSE with less than a year of service:
Form PS3117: PostalEASE Worksheet for Non-career USPS Employees
Form PS3119: Elect or Waive Pretax Health Plan Premium Payments
Form PS3120: Sufficient Earnings Verification for Non-career Employees
Send forms to:
USPS / HRSSC BENEFITS
PO BOX 970400
GREENSBORO NC 27497-0400
Enroll by fax
Fax forms to 1-202-268-0359.
Enrollment support
If you have questions or need help, contact the Human Resources Shared Service Center (HRSSC):
Call 1-877-477-3273
Select option 5 for benefits
Ready to enroll?
Visit opm.gov to complete the PSHB Health Benefits Election Form.
Need help finding a health plan that’s right for you?
Download and access Health Plan resources
