Health Plans for the Federal Employees Health Benefits (FEHB) Program
APWU Health Plan welcomes employees and retirees from all branches of the U.S. federal government. You can depend on an organization that has offered comprehensive coverage at an affordable price since 1960.
Now is the time to review your coverage options. Open Season is live, Nov 10 – Dec 8.
What are my health plan options?
APWU Health Plan offers a fee-for-service High Option and a Consumer Driven Option paired with a Personal Care Account.
Benefits
High Option
Consumer Driven Option
A Personal Care Account, low costs, and 100% coverage for many in-network services
Nationwide provider network
100% coverage for many in-network services
Personal Care Account (PCA)
Wellness incentives
Preferred drug coverage
Eligible for Medicare Advantage
Low deductible & low copays
Eligible for Medicare Part D prescription drug plan (PDP)
Free lab tests
Free accidental injury coverage
Low premiums
High Option
For more information on each plan, see plan details.
For a detailed comparison of all benefits, visit the health plan comparisons page.
Consumer Driven Option
Explore 2026 Health Plan benefits
Enroll in your new health plan, Nov 10 – Dec 8
Visit our Open Season enrollment center to compare your options and select a health plan for 2026.
Eligibility and enrollment
You don’t need to work for the U.S. Postal Service to enroll in APWU Health Plan. As part of enrollment, you will become an associate member of the American Postal Workers Union and be billed a $35 fee.
Enroll in your FEHB health plan
As a federal employee, there are two times you can enroll in APWU Health Plan:
- Enroll during Open Season, from the Monday of the second full work week in November through the Monday of the second full work week in December.
- Enroll outside of Open Season. New employees, employees who are newly eligible, and those who have a qualifying life event (QLE)—such as marriage, divorce, or birth—may enroll within 60 days of becoming eligible or within 60 days of the QLE.
Need help finding a health plan that’s right for you?
Download and access Health Plan resources
