APWU Health Plan FAQ

APWU Health Plan has been offering affordable, comprehensive coverage to postal workers, federal employees, and retirees since 1960. We’re here to help you choose a plan that’s right for you and make the most of your benefits.

If you can’t find an answer to your question, contact us to speak with a customer service representative:

Monday – Friday, 8:30 am – 6:30 pm ET
Displaying FAQs for Consumer Driven Option

Infertility is a struggle. When you want to start or expand your family but have been unable to conceive within a reasonable period of time, it can affect your emotional health. 

For members who are ready to seek medical help on the journey to becoming a parent, the APWU Health Plan High Option and Consumer Driven Option cover a range of services to diagnosis and treat infertility. 

See the postal brochure or federal brochure for complete details. 

As an APWU Health Plan High Option or Consumer Driven Option member, you have access to a number of programs that can help you protect your health and well-being: 

Optum Engage is a digital health experience that offers personalized recommendations to help you move more, eat better, and feel great — all while earning rewards every step of the way. 

Visit Optum Engage 

One Pass Select is a fitness and well-being subscription-based network that provides access to over 16,000 gyms and studios. Members can use multiple locations during the same month and change locations at any time. Choose from five membership tiers, with the option to change tiers monthly. 

Visit One Pass Select

Maven provides free, 24/7 virtual support for pregnancy, postpartum, and returning to work after parental leave. 

Sign up for Maven

Contact Maven support if you have any questions.

Quit For Life® helps you move beyond tobacco and take control of your health. The program includes counseling by phone, group therapy sessions, or educational sessions with a doctor. FDA-approved prescription drugs and over-the-counter drugs to treat tobacco dependence are also available for those age 18 or older. 

Call 1-866-569-2064 — or visit Quitnow 

See the Health Plan brochure for complete details. 

APWU Health Plan covers diagnostic hearing tests every two years and hearing aids every three years. For hearing tests, members pay 15% of the Plan allowance, while hearing aids are covered up to $1,500. 

High Option and Consumer Driven Option members can access more than 2,000 name-brand models and styles of hearing aids at significant savings through UnitedHealthcare Hearing. Choose virtual care with hearing aid home delivery or in-person care at more than 7,000 hearing providers nationwide. Plus, get in-person or virtual support for every stage or your hearing health journey. 

See the postal brochure or federal brochure for complete details. 

To make quality, comprehensive mental healthcare accessible to everyone, APWU Health Plan partners with Behavioral Health Solutions (BHS). If you or a loved one are facing emotional struggles or substance use issues, you’re not alone. BHS offers confidential help for:

  • Anxiety and depression
  • Family counseling
  • Personal growth
  • Life transitions
  • Substance use and addiction

With virtual behavioral health care, you can talk to a behavioral health professional without leaving home. Help is completely confidential. 

See the postal brochure or federal brochure for complete details. 

Yes, as a member of the High Option or Consumer Driven Option, you’ll enjoy 100% coverage for in-network preventive care: 

Wellness checkups 

  • Annual adult routine exams and immunizations 
  • Well-child exams and immunizations 

Recommended screenings 

  • High blood pressure screenings 
  • Diabetes screenings 
  • Cervical cancer screenings 
  • Colorectal cancer screenings 
  • Breast cancer screenings 

Care and support 

  • Maternity care 
  • Contraception 

See the postal brochure for complete details. 

The APWU Health Plan member app give you the tools you need to manage your health plan benefits, access your claims and health records, and get on the path to healthier living. 

High Option mobile app 

The myapwuhp member app helps you manage your health plan. See your claims, year-to-date information, prescriptions, and more. 

Download on the App Store® 

Get it on Google Play™ 

Consumer Driven Option mobile app 

The UnitedHealthcare app® helps you find care, price medications, review and manage claims, view and share your digital Health Plan ID card and more—all from your mobile device. 

Download on the App Store® 

Get it on Google Play™ 

The UnitedHealthcare® app is available for download for iPhone® or Android®. iPhone is a registered trademark of Apple, Inc. Android is a registered trademark of Google LLC. 

 

 

 

The APWU Health Plan member portal gives you the tools you need to manage your health plan benefits, access your claims and health records, and get on the path to healthier living. 

High Option member portal 

Your myapwuhp member portal features resources to keep you healthy and tools to help you get the most from your plan. Log in to your portal to: 

  • Access deductibles, copays, and maximums 
  • Check the provider network to find a doctor 
  • Print or request an ID card 
  • View or print claims and authorizations 
  • See benefit and eligibility information

Consumer Driven Option member portal 

Access your Health Plan 24/7. After you’re signed in, you’ll have easy access to tools and resources that can help you understand your benefits and make informed decisions about your care: 

  • Find care and compare costs with the provider search and cost estimate tool  
  • Get estimates for treatments and procedures 
  • Price medications, explore lower cost options, and order refills 
  • View claims and Personal Care Account (PCA) balances 
  • Access Virtual Visits 

Postal Member Portal

Federal Member Portal

Use these PSHB codes when you enroll in APWU Health Plan: 

High Option 

  • Self — PSHB enrollment code 23A 
  • Self Plus One — PSHB enrollment code 23C 
  • Self & Family — PSHB enrollment code 23B 

Consumer Driven Option 

  • Self — PSHB enrollment code 23D 
  • Self Plus One — PSHB enrollment code 23F 
  • Self & Family — PSHB enrollment code 23E 

As a member, APWU Health Plan provides you with access to a comprehensive network of doctors, hospitals, and healthcare providers. 

You can choose between two smart medical plans—the High Option and Consumer Driven Option—that feature a nationwide UnitedHealthcare network of 1.8+ million providers and 5,600+ hospitals and care facilities—with no need for referrals. 

You also have access to: 

  • 14,000+ urgent/convenience care clinics 
  • 6,400+ freestanding ambulatory surgery centers 
  • 449K+ behavioral health providers 
  • 100% digitally focused virtual primary care 

Explore PSHB health plan provider networks 

Explore FEHB health plan provider networks 

Presidents' Day

Our offices will be closed on Monday, February 16, to observe Presidents’ Day. We will reopen at 8:30 a.m. ET on Tuesday, February 17.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy New Year!

Our offices will be closed on Friday, Jan 1, to celebrate the new year. We will reopen at 8:30 a.m. ET on Monday, Jan 4.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

In remembrance of Dr. Martin Luther King Jr.

Our offices will be closed on Monday, Jan 19, to observe the birthday of Martin Luther King Jr. We will reopen at 8:30 a.m. ET on Tuesday, Jan 20.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Join Our 2026 Open Season Virtual Health Fairs!

Discover the APWU Health Plan’s 2026 offerings, including the High Option and Consumer Driven Option plans. Learn more about benefits, coverage, and how these plans can meet your health care needs.

Visit our Virtual Health Fairs page to see the full schedule and register for upcoming sessions.

Happy holidays

Our offices will close at noon on Wednesday, December 23, and will remain closed through Friday, December 25. We will reopen at 8:30 a.m. ET on Monday, December 28.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Thanksgiving

Our offices will be closed on Thursday and Friday, November 26 – 27, to observe Thanksgiving. We will reopen at 8:30 a.m. ET on Monday, November 30.

All eligible postal workers, federal employees, and retirees can enroll in APWU Health Plan during Open Season.

We honor veterans of the U.S. Armed Forces

Our offices will be closed on Wednesday, November 11, to observe Veterans Day. We will reopen at 8:30 a.m. ET on Thursday, November 12.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Health Plan offices closed

Our offices will be closed on Monday, October 12, to observe Columbus Day. We will reopen at 8:30 a.m. ET on Tuesday, October 13.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Labor Day

Our offices will be closed on Monday, September 7, to observe Labor Day. We will reopen at 8:30 a.m. ET on Tuesday, September 8.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Independence Day

Our offices will close at noon on Thursday, July 2, and remain closed on Friday, July 3, to observe Independence Day. We will reopen at 8:30 a.m. ET on Monday, July 6.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Juneteenth

Our offices will be closed on Friday, June 19, in honor of Juneteenth. We will reopen at 8:30 a.m. ET on Monday, June 22.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

In honor of all who served

Our offices will be closed on Monday, May 25, to observe Memorial Day. We will reopen at 8:30 a.m. ET on Tuesday, May 26.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Important Alert: Beware of Pharmacy Scam Calls

CVS Pharmacy has reported an increase in scam calls from criminals pretending to be pharmacy representatives. These scammers may ask for sensitive personal information, including your driver’s license number, Social Security number, or insurance details.

How to Protect Yourself

  • Hang up immediately – If you receive an unexpected call and are unsure if it’s legitimate, do not engage. Hang up and contact CVS directly.
  • Verify with CVS – Call your local CVS pharmacy using their official number. Find a CVS near you: CVS Store Locator
  • Never share personal information – Do not provide your prescription details, insurance information, Social Security number, or financial details to unknown callers.
  • Contact your prescription drug provider – If you are unsure about a call related to your medication, reach out to your prescription provider directly:

Common Scam Tactics

Scammers may ask questions such as:

  • Do you need any medication refills?
  • What prescriptions are you taking?
  • What is your driver’s license or Social Security number?
  • Can you confirm your insurance details?

Stay alert and protect your personal information. If you suspect a scam, report it to CVS or your prescription provider immediately.