How do I add a dependent to my policy?

Under the Affordable Care Act (ACA), children up to age 26 are eligible for health coverage under their parents’ Self & Family enrollment. The law also states that:

Married children are allowed to be covered
There are no dependency requirements
There are no residency requirements
A child is not required to be a student
A child is not required to have prior or current insurance coverage

Health care coverage for young adults

Children between ages 22 and 26 are eligible for coverage under their parents’ Self and Family enrollment.
Married children (but NOT their spouse or own children) are eligible for coverage up to age 26. This is true even if the child is currently under age 22.
Children with or eligible for employer-provided health insurance are eligible up to age 26.
Stepchildren do not need to live with the enrollee in a parent-child relationship to be eligible up to age 26.
Children incapable of self-support because of a mental or physical disability that began before age 26 are eligible to continue coverage.
Foster children must be placed with the enrollee by an authorized placement agency or by judgment, decree, or order of a court of competent jurisdiction.

How to add a child under 26 to your APWU Health Plan

If you currently have Self coverage

You must switch to a Self & Family plan during Open Season and include the child in the enrollment.

If you currently have Self & Family coverage

You must notify us that you wish to add a dependent and provide us with the necessary information. The High Option and the Consumer Driven Option may handle this differently.

If you are currently not enrolled in the PSHB or FEHB Program and would like to cover an eligible child, you must enroll in Self & Family coverage during Open Season.
If you make an Open Season change, that change will take effect on the first day of the first pay period of the year.