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High Option Pharmacy Program

The High Option has contracted with 63,000 retail pharmacies throughout the country. These pharmacies belong to the Express Scripts® Health Prescription Solutions network, and the pharmacies discount their charges and bill the Health Plan automatically for you.

The High Option Plan also offers a convenient mail order program for our members with long-term prescription needs. Both programs offer no deductible and low copayments.

In-network you pay Out-of-network you pay
Retail prescription drugs - non-specialty
(30-day supply)
$10 for generic drugs, 25% for preferred brand name drugs, maximum $200 per RX, 45% for non-preferred brand name drugs, maximum $300 per RX, (no deductible) 50% ($10 minimum coinsurance),

(no deductible)
Mail order prescription drugs - non-specialty
(90-day supply)
$20 for generic drugs, 25% for preferred brand name drugs, maximum $300 per RX, 45% for non-preferred brand name drugs, maximum of
$500 per RX,
(no deductible)
N/A
Retail prescription drugs - specialty 25% for generic drugs, maximum of $300 per RX, 25% for preferred brand name drugs, maximum $600 per RX, 45% for non-preferred brand name drugs, maximum $1,000 per RX,
(no deductible)
50% ($10 minimum coinsurance),

(no deductible)
Mail order prescription drugs - specialty 25% for generic drugs, maximum $150 per RX, 25% for preferred brand name drugs, maximum $300 per RX, 45% for non-preferred brand name drugs, maximum $500 per RX, (no deductible) N/A

With both the mail order and the retail drug programs, there is no paperwork for the member to file. The pharmacy does the work for you.