High Option for the postal workforce
Choose a health plan that offers low copays, affordable deductibles, and a nationwide UnitedHealthcare network.
High Option highlights
With low copays and low deductibles, the High Option is a premier plan in the Postal Service Health Benefits (PSHB) Program.
100% coverage for many in-network services
- Preventive care and screenings
- Routine mammograms, including 3D mammograms, covered for members age 35 and older:
- From age 35 through 39, one during this five-year period
- From age 40, one every calendar year
- Maternity care and support
- Accidental injury outpatient services within 72 hours
- Lab tests (covered blood work performed at LabCorp and Quest Diagnostics)
- Tobacco cessation program
- Visits to a registered dietician/nutritionist
- NEW for 2026: Male sterilization
$450 in-network deductible for Self or $800 in-network deductible for Self Plus One or Self & Family.
$25 copay for office visits, including specialists.
$30 copay for all urgent care centers.
$10 for retail non-specialty Tier 1 drugs.
$200 for custom molded orthotics coverage.
Learn more about the High Option plan.
Watch our High Option explainer video
High Option premiums
Premiums
| PSHB enrollment code | Biweekly | Monthly / Retiree |
|---|---|---|
| Self - 23A | $107.15 | $232.16 |
| Self + One - 23C | $216.18 | $468.38 |
| Self & Family - 23B | $275.94 | $597.87 |
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