High Option for the postal workforce
Choose a health plan that offers low copays, affordable deductibles, and a nationwide UnitedHealthcare network.
High Option highlights
With low copays and low deductibles, the High Option is a premier plan in the Postal Service Health Benefits (PSHB) Program.
100% coverage for in-network care
- Preventive care and screenings
- Routine mammograms, including 3D mammograms, covered for members age 35 and older:
- From age 35 through 39, one during this five-year period
- From age 40, one every calendar year
- Maternity care and support
- Accidental injury outpatient services within 72 hours
- Lab tests (covered blood work performed at LabCorp and Quest Diagnostics)
- Tobacco cessation program
- Visits to a registered dietician/nutritionist
$450 in-network deductible for Self or $800 in-network deductible for Self Plus One or Self & Family.
$25 copay for office visits, including specialists.
$30 copay for all urgent care centers.
$10 copay for Tier 1 drugs.
High Option premiums
Reduced premiums for 2025!
Premiums
These are projections. Confirm your final premiums with Shared Services or your agency representative.
Premiums for Tribal employees are shown under the monthly premium rate column. The amount shown is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates.
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