Why you need an annual checkup even if you’re healthy

Why you need an annual checkup even if you’re healthy

If you don’t have any medical issues, you may be tempted to skip your annual wellness exam, but regular checkups are essential to your health. Visiting your primary care provider for routine preventive care is one of the best ways to identify health issues early, when treatment is more likely to be successful. These visits also give you a chance to ask questions about your physical health and emotional well-being.

What is an annual checkup?

An annual checkup—also known as an annual wellness exam, physical exam, yearly checkup, or well-care visit—is a preventive care appointment to assess your overall health. It usually involves seeing a primary care provider in family medicine or internal medicine and takes about 30 minutes to complete.

Over time, annual checkups give you an opportunity to build a relationship with your primary care provider and play an active role in supporting your health.

If you’re concerned about out-of-pocket costs, most health plans provide 100 percent coverage for an annual wellness exam. Review your insurance benefits before your checkup so you know what is and is not covered.

Before you schedule your appointment, review our annual physical exam checklist for adults.

What happens during an annual checkup?

During a physical exam, your primary care provider will focus on five important tasks:

  1. Assess your overall health

Depending on your age, lifestyle, family history, and risk factors for diseases, your provider may order blood tests and other screenings during your annual physical exam. These tests can identify underlying medical conditions, such as diabetes or heart disease, even if you have no symptoms.

It’s important to note that some blood tests count as preventive care, while others are considered diagnostic care. Understanding the difference can help you make informed decisions about your health.

In addition to blood work, your provider may perform a blood pressure screening to measure the force of your blood against your arteries. A reading lower than 120/80 is considered healthy.

A cholesterol screening and blood glucose screening can determine if your numbers are within the healthy range:

  • Total cholesterol of lower than 200 mg/dL
  • LDL (or “bad” cholesterol) of less than 130 mg/dL
  • HDL (or “good” cholesterol) of more than 60 mg/dL
  • A1C reading of less than 5.7 percent

In some cases, your provider may order a body mass index (BMI) calculation or osteoporosis screening to measure bone density.

Your test results allow your provider to recommend changes you can make to your diet and lifestyle to maintain or improve your health.

  1. Update your medical records

During your exam, let your provider know about any changes to your health, including allergies or new symptoms. Also, be sure to mention family members who have developed new health conditions.

Bring a list current prescription medications, vitamins, supplements, and over-the-counter medications you take, along with dosage information.

To help you make healthy lifestyle choices, your provider may ask if you smoke, drink alcohol, or are sexually active.

If you have concerns about your mental health, including depression or anxiety, be sure to let your provider know. Adopting healthy habits may reduce your risk of depression.

  1. Update your vaccinations

A review of your vaccination history is a key part of your annual physical exam. Your provider may recommend updating certain vaccines:

• Adults should get a Tdap vaccine booster shot every 10 years. This vaccine protects against tetanus, diphtheria, and acellular pertussis (or whooping cough).

• The HPV vaccine protects against cancer caused by human papillomavirus. Anyone up to age 26 and adults ages 27 to 45 who haven’t received the vaccine may benefit from a catch-up vaccine.

• If you have diabetes or a condition that affects your immune system, or if you live or work in certain settings, your doctor may recommend the hepatitis B vaccine.

• Most adults age 50 and older should get the shingles vaccine. The Shingrix vaccine is given as a shot into the upper arm and requires two doses, administered two to six months apart.

• If you have asthma, smoke, or are age 50+, you may need the pneumococcal vaccine to prevent lung infections.

• The RSV vaccine can help prevent lower respiratory tract disease caused by respiratory syncytial virus (RSV). Health experts recommend the vaccine for adults ages 50 to 74 who are at increased risk for severe RSV and all adults ages 75+.

Your provider will also recommend that you get an annual flu shot before influenza season begins. The best time to get a flu shot is in September or October, but it’s never too late to get one. Life is busy, so consider getting a COVID vaccine and your annual flu shot at the same time.

  1. Recommend cancer screenings

Routine cancer screenings increase your chances of detecting disease in the earliest stages when it’s easier to treat.

Depending on your age, gender, and risk factors, your primary care provider may recommend one or more of the following tests:

In the early stages of many types of cancer, people experience no symptoms, so it’s important to get regular screenings.

  1. Continue building a doctor-patient relationship

An annual physical exam is a great way for you and your primary care provider to get to know each other. In addition to providing the preventive care you need to stay healthy, the visit allows you and your provider to focus on your overall physical and emotional wellness.

Regular visits to your primary care provider help build a relationship that allows your provider to offer you care tailored to your health status and family medical history.

You’ll also have a chance to ask questions about health issues, medications, lifestyle changes, and vaccines.

Discover more reasons to get an annual checkup.

Annual physical exams are essential to your health

As healthcare becomes more centered on evidence-based medicine, backed by science and coupled with a focus on individualized care, your primary care provider bases recommendations for tests and preventive screenings on what you really need, rather than taking a one-size-fits-all approach.

The results of your exam, screenings, and lab tests allow your provider to identify potential health risks you may have and recommend steps you can take to lower your risk factors for certain conditions and make healthy lifestyle choices.

Related articles

Important Alert: Beware of Pharmacy Scam Calls

CVS Pharmacy has reported an increase in scam calls from criminals pretending to be pharmacy representatives. These scammers may ask for sensitive personal information, including your driver’s license number, Social Security number, or insurance details.

How to Protect Yourself

  • Hang up immediately – If you receive an unexpected call and are unsure if it’s legitimate, do not engage. Hang up and contact CVS directly.
  • Verify with CVS – Call your local CVS pharmacy using their official number. Find a CVS near you: CVS Store Locator
  • Never share personal information – Do not provide your prescription details, insurance information, Social Security number, or financial details to unknown callers.
  • Contact your prescription drug provider – If you are unsure about a call related to your medication, reach out to your prescription provider directly:

Common Scam Tactics

Scammers may ask questions such as:

  • Do you need any medication refills?
  • What prescriptions are you taking?
  • What is your driver’s license or Social Security number?
  • Can you confirm your insurance details?

Stay alert and protect your personal information. If you suspect a scam, report it to CVS or your prescription provider immediately.

Presidents' Day

Our offices will be closed on Monday, February 16, to observe Presidents’ Day. We will reopen at 8:30 a.m. ET on Tuesday, February 17.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy New Year!

Our offices will be closed on Friday, January 1, to celebrate the new year. We will reopen at 8:30 a.m. ET on Monday, January 4.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

In remembrance of Dr. Martin Luther King Jr.

Our offices will be closed on Monday, January 19, to observe the birthday of Martin Luther King Jr. We will reopen at 8:30 a.m. ET on Tuesday, January 20.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Join Our 2026 Open Season Virtual Health Fairs!

Discover the APWU Health Plan’s 2026 offerings, including the High Option and Consumer Driven Option plans. Learn more about benefits, coverage, and how these plans can meet your health care needs.

Visit our Virtual Health Fairs page to see the full schedule and register for upcoming sessions.

Happy holidays

Our offices will close at noon on Thursday, December 24, and will remain closed through Friday, December 25. We will reopen at 8:30 a.m. ET on Monday, December 28.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Thanksgiving

Our offices will be closed on Thursday and Friday, November 26 – 27, to observe Thanksgiving. We will reopen at 8:30 a.m. ET on Monday, November 30.

All eligible postal workers, federal employees, and retirees can enroll in APWU Health Plan during Open Season.

We honor veterans of the U.S. Armed Forces

Our offices will be closed on Wednesday, November 11, to observe Veterans Day. We will reopen at 8:30 a.m. ET on Thursday, November 12.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Health Plan offices closed

Our offices will be closed on Monday, October 12, to observe Columbus Day. We will reopen at 8:30 a.m. ET on Tuesday, October 13.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Labor Day

Our offices will be closed on Monday, September 7, to observe Labor Day. We will reopen at 8:30 a.m. ET on Tuesday, September 8.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Independence Day

Our offices will close at noon on Thursday, July 2, and remain closed on Friday, July 3, to observe Independence Day. We will reopen at 8:30 a.m. ET on Monday, July 6.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

Happy Juneteenth

Our offices will be closed on Friday, June 19, in honor of Juneteenth. We will reopen at 8:30 a.m. ET on Monday, June 22.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.

In honor of all who served

Our offices will be closed on Monday, May 25, to observe Memorial Day. We will reopen at 8:30 a.m. ET on Tuesday, May 26.

For 24/7 access to your healthcare benefits, log in to your postal member portal or federal member portal.