Download Machine-Readable Files (MRF)
The U.S. federal government’s Transparency in Coverage Final Rule requires health plans to disclose previously confidential information regarding negotiated rates to the public, with the intention of increasing competition and driving down total medical costs.
The rule requires health plans to make available two Machine-Readable Files, which will be updated monthly.
- In-Network Information—discloses in-network negotiated rates for covered items and services
- Out-of-Network Information—discloses historical allowed amounts for out-of-network providers
High Option Plan Machine-Readable Files
Cigna creates and publishes the In-Network Machine-Readable File on behalf of the American Postal Workers Union Health Plan.
Consumer Driven Option Plan Machine-Readable Files
UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of the American Postal Workers Union Health Plan.