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High Option
Consumer Driven Option
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APWU Health Plan Dental Insurance Plan
Anyone who is eligible to sign up for an APWU Health Plan can enroll in the APWU Health Plan Dental Insurance Plan. Members pay a separate premium for this plan and can use any dentist they choose. There is no deductible for preventive services, including exams, X-rays, and cleanings. A $50 deductible per person applies to basic and major services. The Plan pays 80% of the reasonable and customary charges for basic services and 50% of the reasonable and customary charges for major services.
The APWU Health Plan Dental Insurance Plan is not available in MT, NH, OR, SD or any U.S. territories (AS, GU, PR or VI).
The Consumer Driven Option plan includes a Personal Care Account
Consumer Driven Option Plan members receive a Personal Care Account to help pay for eligible medical services, including covered dental expenses. You’ll pay for dental services at the time of service. Each calendar year, dental services are reimbursable out of your PCA up to a combined maximum of $400 per Self Only enrollment or $800 per Self Plus One and Self and Family enrollment.