Your 2023 High Option at a glance

Since 1960, the APWU Health Plan High Option has offered comprehensive benefits to America’s workforce. With low co-pays, deductibles and a vast nationwide network with Cigna, the High Option is the premier plan in the Federal Employees Health Benefits Program. The APWU Health Plan prides itself on being the right choice by providing innovative and affordable options that work to keep members and their families healthy.

Plan highlights

  • $25 copay for office visits, including specialists
  • $10 copay for virtual visits with Amwell
  • $30 copay for all urgent care centers
  • $10 copay for Tier 1 drugs
  • $450 deductible for Self or $800 for Self Plus One and Self and Family, in network
  • Routine dental coverage
  • Diabetes medications available through mail-order: $0 copay for generic oral medication, formulary blood glucose test strips and lancets (used to reduce blood sugar)
  • $25 copay for a 30-day supply of certain insulin and non-insulin drugs to treat diabetes
  • Cancer Centers of Excellence paid at 95%
  • Discount vision program
  • Extra dental discount when you complete a Health Risk Assessment
  • Hearing aid benefit

Covered 100%

When you choose network doctors.

  • Preventive care and screenings
  • 100% coverage for in-network annual mammograms for women age 65+
  • Maternity care
  • Accidental injury outpatient services within 72 hours
  • Lab tests (covered blood work performed at LabCorp and Quest Diagnostics)
  • Health management programs: weight management, pregnancy and tobacco cessation

This plan includes: