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High Option
Consumer Driven Option
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APWU Health Plan Dental Insurance Plan
Anyone who is eligible to sign up for an APWU Health Plan can enroll in the APWU Health Plan Dental Insurance Plan. Members pay a separate premium for this plan and can use any dentist they choose. There is no deductible for preventive services, including exams, X-rays, and cleanings. A $50 deductible per person applies to basic and major services. The Plan pays 80% of the reasonable and customary charges for basic services and 50% of the reasonable and customary charges for major services.
The APWU Health Plan Dental Insurance Plan is not available in MT, NH, OR, SD or any U.S. territories (AS, GU, PR or VI).
The High Option plan offers routine dental care coverage
The High Option pays 70% of the Plan allowance for dental services, including office visits, exams, cleanings, X-rays of all types, fluoride treatment, restorative care (fillings), and simple extractions. The member is responsible for 30% of the cost, plus any difference between our allowance and the billed amount (no deductible).
Receive an extra dental discount
High Option members who complete a Health Risk Assessment will be enrolled in the CignaPlus Savings discount dental program. The program includes access to discounts with participating dental providers.
