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FOR ALL
FEDERAL WORKERS
AND RETIREESAll federal and postal employees and retirees who are eligible to enroll in the FEHB Program may become members of APWU Health Plan.
Check Eligibility- ELIGIBILITY CHECK
- Open Season
SHOPPING FOR A PLAN?
START HERE.APWU Health Plan is a National Preferred Provider Organization (PPO) offering both a fee-for-service High Option Health Plan and a Consumer Driven Option Health Plan. We have been proudly serving America's workforce since 1960.
Compare Plan Options See Premiums See Provider Networks See 2020 Federal Brochure- HIGH OPTION
- CONSUMER DRIVEN OPTION
- CONVERSION OPTION
- Enroll
KEY ENROLLMENT
DATESNew members can enroll during Open Season in the fall, or within 60 days of new employment, or for a qualifying life event.
How to Enroll- ENROLLMENT FACTS
- HOW TO ENROLL
- Healthy Living
TIPS AND TOOLS FOR
A HEALTHIER YOUFind health and wellness information
and tips for getting the most out of
your benefits.- HEALTH NEWS
- APWU Health
Plan MembersAPWU HEALTH
PLAN IS PROUD
TO SERVE YOU.YOU CAN CONTACT US AT
1-800-222-APWU (2798)
1-800-622-2511 (TDD)
8:30 am - 7 pm EST
Monday - Friday- FOR HIGH OPTION MEMBERS
- Manage your benefits
- Service dates as of January 1, 2018
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- Service dates prior to January 1, 2018
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- FOR CONSUMER DRIVEN
OPTION MEMBERS - FOR ALL MEMBERS
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- Member Rights and Responsibilities Statement
- Beacon Health Options
- APW-ABA
- FSA Feds
- OPM.gov
- PostalEase
- Health Vault
- NAIC.org
APWU Health Plan Dental Insurance Plan
Anyone who is eligible to sign up for an APWU Health Plan can enroll in the APWU Health Plan Dental Insurance Plan. Members pay a separate premium for this plan and can use any dentist they choose. There is no deductible for preventive services, including exams, X-rays, and cleanings. A $50 deductible per person applies to basic and major services. The Plan pays 80% of the reasonable and customary charges for basic services and 50% of the reasonable and customary charges for major services.
The High Option Plan offers routine dental care coverage
The High Option Plan pays 70% of the Plan allowance for dental services, including office visits, exams, cleanings, X-rays of all types, fluoride treatment, restorative care (fillings), and simple extractions. The member is responsible for 30% of the cost, plus any difference between our allowance and the billed amount (no deductible).
Receive an extra dental discount
High Option Plan members who complete a Health Risk Assessment will be enrolled in the CignaPlus Savings discount dental program. The program includes access to discounts with participating dental providers.
Complete Your Health Risk Assessment Now
Enroll in the Voluntary Benefits Plan Dental Plan
The Voluntary Benefits Plan Dental Program is an optional program with an additional premium that supplements the dental benefits in your APWU Health Plan coverage. The cost of these benefits is not included in the FEHB premium and any charges for these services do not count toward any FEHB deductibles or out-of-pocket maximum co-pay charges, etc. These benefits are not subject to the FEHB disputed claims review procedure.
All participants in the APWU Health Plan who enroll in the Voluntary Benefits Plan Dental Plan will receive discounted premiums for this program versus the general public. You can sign up for this plan either during enrollment in your health plan, or at any time throughout the year.
