High Option Plan dental benefits

Routine care

The APWU High Option Plan pays 70% of the Plan allowance for these services. The member is responsible for 30% of the cost, plus any difference between our allowance and the billed amount (no deductible). Coverage includes:
  • Office visits, including examinations, cleanings, X-rays of all types, and fluoride treatment
  • Restorative care (fillings)
  • Simple extractions
Extra dental discount

When you complete a Health Risk Assessment, you will be enrolled in the CignaPlus Savings discount dental program, which gives members access to discounts with participating dental providers.

Complete Your Health Risk Assessment Now


We cover restorative services and supplies necessary to repair but not replace sound natural teeth. The need for these services might result from an accidental blow or fall and must be performed within two years of the accident.

Interested in even more dental coverage?

The Voluntary Benefits Plan Dental Program is an optional program with an additional premium that supplements the dental benefits in your APWU Health Plan coverage. The cost of these benefits is not included in the FEHB premium and any charges for these services do not count toward any FEHB deductibles, out-of-pocket maximum co-pay charges, etc. These benefits are not subject to the FEHB disputed claims review procedure.

Voluntary Benefits Plan Dental Plan

All participants in the APWU Health Plan who enroll in the Voluntary Benefits Plan Dental Plan will receive discounted premiums for this program versus the general public. You can sign up for this plan either during enrollment in your health plan, or at any time throughout the year.